Why Lease ...

• 100% Financing
  You can include soft costs such as freight, training, and installation with no large down payments.
   
• Custom Payment Schedules
  Payments tailored to your cash flow.
   
• Saves Bank Lines
  Provides you with an additional line of credit.
   
• Better Terms Than Bank Loans
  No restrictions, no floating rates or compensating balances.
   
• Tax Advantages
  Direct expensing means faster write-offs.
   
• Obsolescence Protection
  Trade-up and add-on features during the lease term.
   
• Easy and Convenient
  "Application Only" processing up to $100,000.
   

How to structure your Lease ...

There are a number of ways that a lease can be structured to meet your particular needs. If you have any questions regarding pricing and custom structuring, please call our Lease Help Line at 866-515-1774.

Here are some examples of ways we can structure your lease:

• Level Payments – Fixed terms between 24 and 60 months with a variety of purchase, renewal and/or upgrade options at the end of the lease term.
   
• Seasonally Varied – Payment schedules with higher payments during peak cash flow months and token payments of as little as $50 per month during slow periods.
   
• "Anti-Obsolescence" Step Down Leases – Payments are initially higher than those of a level payment lease, but reduce each year as the value of the equipment declines. This provides faster write-offs and faster equity buildup.
   
• $99 for the first 6 mos. Leases – Payments for the initial six months are only $99 per month an increase to “regular” levels thereafter. This allows time to get sophisticated equipment up and running before your full payments begin.
   

How to Apply ...

Fill out the application Completely with bank account numbers, phone and contact information for bank and trade references, social security numbers of guarantors, and be sure to sign and date. Complete applications are usually processed within a few hours. For faster approvals, apply On-Line.

Upon approval & receipt of executed documents, we will advise the vendor and your equipment will be on its way. The lease commences when you actually receive and accept the equipment.

Frequently Asked Questions ...

Who can lease?
Any professional photographer, company, organization or association. EquiCapital cannot lease equipment to an individual for personal use.

Can the lease be canceled?
No, but the equipment can be traded in for new, leased equipment before the expiration of the initial term.

What about insurance?
The lease does require that the equipment be insured. Insurance is available through EquiCapital, or can be provided by your own insurance company.

Are other lease plans available?
Yes. Your EquiCapital representative will be glad to discuss your special needs. Call toll free: 866-515-1774.

Can I add to the lease or Upgrade my current equipment during the lease?
Yes. Call your leasing representative for details.

For advice on leasing
A EquiCapital leasing specialist will be pleased to discuss your leasing questions and recommend the plan that is right for your business. Just call this number between the hours of 9 AM and 8 PM, EST: 866-515-1774.